Affordable Homeownership Program

Project H.O.M.E.'s Affordable Housing Program applies a comprehensive approach to mitigate neighborhood disinvestment: "the deterioration of neighborhood assets and the withdrawal of capital from our communities." The program is designed to stimulate housing production in North Philadelphia, to create positive community impact and scale, and to increase the development and transformation of a distressed urban community into attractive place to live. By 2010 our goal is to develop and sell a total of 100 homes in order to meet the growing need for affordable housing in Philadelphia.

For more information on the Homeownership Program, contact Carolyn Placke, Director of Housing and Community Development, 215-235-3110, ext. 5617

The following programs support Project H.O.M.E.'s Affordable Homeownership Program:

Homebuyer Reservation Program

The Homebuyer Reservation Program is central to our Affordable Homeownership Program. It is tailored to meet the unique needs of financially ready first-time low-mod income homeowners.

Project H.O.M.E. has defined financial readiness as:

  • First Time Homebuyer;
  • Income Eligible;
  • Good Credit (minimum score 650);
  • Established savings or checking account, with a minimum of $1,000 saved;
  • Consistent work history (two years)
Once financial readiness is achieved future homeowners are eligible to enroll in Project H.O.M.E's Affordable Homeownership Program. Each first-time low-mod income homeowner must successfully complete homebuyer education and training workshops to purchase a Project H.O.M.E. developed home.

For more information on the Homebuyer Reservation Program, contact Jill Roberts, Community Development Project Manager, 215-235-3110, ext. 5616

To apply, please download and complete our Readiness Form for Homeownership [47K PDF].

Block Preservation and Place Making Initiatives

Our Block Preservation and Place Making Initiatives compliment our Affordable Housing and Economic Development Programs. Technical assistance and program development is offered to neighborhood residents and businesses in the form of façade preservation, and streetscape improvements on targeted blocks. Additionally, home maintenance and repair workshops are hosted in partnership with local energy assistance and home maintenance and repair agencies. Homeowners receive training with an emphasis on safety and fire prevention; seasonal maintenance; plumbing, heating and air conditioning systems; and electrical systems; repairing sheet rock; painting; paperhanging; tiling and flooring; basic carpentry; and home cleaning. For more information on the Block Preservation and Place Making Initiatives, contact Jill Roberts, Community Development Project Manager, at 215-235-3110, ext. 5616.

Philadelphia Rowhouse Manual to Celebrate Philadelphia's Housing & Help Homeowners

The Philadelphia City Planning Commission today released the Philadelphia Rowhouse Manual as a resource tool for homeowners of the city’s most common housing type. The complete Philadelphia Rowhouse Manual can be downloaded for free from the City Planning Commission’s website at www.philaplanning.org and hardcopies will be distributed to neighborhood libraries and civic groups as references for property owners.

Project H.O.M.E. is a proud stakeholder in this work, you can find the PDF here

 

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